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Retail and Restaurants:
Card Present Transactions
Who needs a retail merchant account?
Businesses that plan on processing their customers' credit cards by swiping them through a credit card machine, or a PC based processing system. These would typically include restaurants, retail stores, and any other business with the ability to swipe their customers' credit cards.
What it will do for you:
A retail merchant account will allow you to accept credit cards at your place of business. You can swipe your customers' cards through a credit card machine, PC processing program, or your existing point of sale equipment. You may also manually key transactions into that credit card machine if needed.
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Benefits:
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Free merchant account setup (no application or setup fee)
Lowest processing fees for any business type
Process each transaction in seconds
Integration into existing Point of Sale terminals
Telephone and IP based terminals available
High security
Monthly transaction reporting
AVS and Card Code verification for keyed transactions |
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Mail Order/Telephone Order (MOTO)
Keyed Entry Merchant Accounts
Who needs a MOTO merchant account?
Businesses that plan on processing their customers' credit cards by manually keying them into a credit card machine, PC based processing system, or online virtual terminal.
What it will do for you:
MOTO will allow you to accept credit cards by keying transactions into a processing system. You can take orders over the phone, by mail, or other means where a customer's credit card will not be available at the location where the card will actually be processed.
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Free merchant account setup (no application or setup fee)
Process transactions in seconds
AVS and Card Code verification
Several methods are available to process keyed transactions
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Keyed Entry Processing Methods
Credit Card Terminals are the safest easiest means of processing credit cards with the added benefit of being low cost. Most keyed entry merchant accounts do not need a printer and printer-less terminals like the commonly used Verifone Tranz 330 and Verifone Tranz 380 have proven to be the most cost effective tools for secure and efficient credit card processing
PC Processing Software is another quick and convenient way to key-in credit card transactions. These programs give you the freedom to use your PC to manually process your client's credit card information. PC Charge Express and PC Charge Pro are perfectly suited for Keyed Entry processing.
A Virtual Terminal enables you to manually key-in transactions on a secure website on the internet. You can enter transactions from any location where internet access is available. Our payment gateway (which supports e-commerce, keyed entry and offers recurring billing at no additional cost) comes equipped with a secure virtual terminal.
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E-Commerce
Online and Internet Merchant Accounts
E-commerce Merchant Account Features
Who needs an internet merchant account?
Any business that needs to accept payments on their website, or businesses that would like to use a virtual terminal to manually process transactions.
What it will do for you:
Allow you to accept credit cards through your website, take orders over the phone, and through the mail using the virtual terminal.
Benefits: |
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Free Merchant Account setup (no application or setup fee)
Integrate with almost any existing website
Virtual terminal for manual transaction entry
Instantly process transactions online
High security
Detailed transaction reporting
Account management, order history, and reporting from a single Web-based interface
Advanced fraud screening available
Recurring billing available
Built in AVS and Card Code verification
High shopping cart interoperability |
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